Payment Policy


I. Introduction

At OwensAssetFund Gifts, we are committed to providing a secure and seamless payment experience. This Payment Policy outlines the accepted payment methods, security practices, and order processing procedures for all purchases made on our website.

II. Accepted Payment Methods

We accept the following payment methods:

  • Credit & Debit Cards: Visa, Mastercard, American Express, Discover
  • Shop Pay: Fast, secure checkout with saved payment details
  • PayPal: Pay using your PayPal account or guest checkout
  • Apple Pay & Google Pay: One-tap mobile payments
  • FSA/HSA Cards: Eligible health wearables and FDA-cleared devices may qualify for FSA/HSA payment. Please verify eligibility with your plan administrator prior to purchase.

III. Payment Security

Your payment information is always protected. We use industry-standard security measures including:

  • SSL Encryption: All transactions are encrypted using Secure Socket Layer (SSL) technology
  • PCI Compliance: Our store is fully PCI-DSS compliant — we never store your full card details
  • Shopify Payments: Powered by Shopify's secure payment infrastructure, trusted by millions of merchants worldwide

IV. Order Processing

  • Payment is charged at the time your order is placed
  • You will receive an order confirmation email immediately after a successful payment
  • Orders are processed within 1–2 business days
  • If a payment is declined, please verify your billing information or contact your bank

V. Currency

All prices on our website are listed and charged in US Dollars (USD). International customers are responsible for any currency conversion fees charged by their bank or payment provider.

VI. Billing Information

Please ensure your billing address matches the information on file with your payment provider. Mismatched billing information may result in payment delays or order cancellations.

VII. Refunds & Disputes

If you believe a charge is incorrect or unauthorized, please contact us before initiating a chargeback with your bank. We are committed to resolving payment issues quickly and fairly.

VIII. Contact Information